Mahatma Gandhi Pravasi Suraksha Yojana

Recently, Government of India launched an integrated social security scheme [Mahatma Gandhi Pravasi Suraksha Yojana] for overseas Indian migrant workers holding ECR passports providing for an insurance cover in the event of natural and accidental death or permanent disability, old-age pension and to help save regularly for resettlement on their return to India. The Government also co-contributes to encourage and support the migrant workers in subscribing to this scheme.

  • Any Indian national who is between 18 to 50 years or age and has ECR passport and valid work permit or employment contract in UAE can join this scheme
  • The Indian worker is required to save between Rs.1000 to Rs.12000 per financial year for the pensionary benefits, and Rs.4000 per annum towards return and resettlement. No contribution is required for life insurance. The Government provides a co-contribution of Rs.1000 per annum for the pensionary benefits and Rs.900 per annum for the return and resettlement. An additional co-contribution of Rs.1000 per annum is provided by the Government for overseas Indian women workers for the pensionary benefits.
  • Bank of Baroda is the main Service Provider appointed by the Government for overseas Indian workers in UAE. Other service providers are: (i)State Bank of Travancore; (ii) Indian Bank; (iii) IFMR Rural Finance Services Pvt. Ltd.; (iv) ESAF Microfinance & Investments (P) Ltd.; and (v) Alankit Assignments Limited.
  • Any Indian worker wishing to enroll in this scheme can contact any of the nearest branch of Bank of Baroda in UAE [02-6322000(Abu Dhabi), 043531955(Dubai)] as well as call toll-free helpline Number 80046342 (800INDIA) of IWRC in this regard. They can also contact Embassy of India, Abu Dhabi or Consulate General of India, Dubai for more information and enrolling in the scheme. The subscriber needs to fill the required integrated MGPSY form and provide copy of his passport (stamped by his employer). The concerned employer of the Indian worker can also get in touch with the Bank of Baroda for enrolment of their Indian workers under the scheme.

Mahatma Gandhi Pravasi Suraksha Yojana application form can be downloaded here

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